From: Valiant Phipps <valiantphipps@yahoo.com>
To: Peckers_Pics@yahoogroups.com
Sent: Thu, April 29, 2010 3:34:51 PM
Subject: Re: [Peckers_Pics] Muscle Wars; April 26, 2010 - Safe PICS For All Ages, Rated G
From: Jake <jakewest_tn@ yahoo.com>
To: Peckers_Pics@ yahoogroups. com
Sent: Sat, April 24, 2010 10:18:48 PM
Subject: [Peckers_Pics] Muscle Wars; April 26, 2010 - Safe PICS For All Ages, Rated G
Consider joining:
- Members of Peckers Pics should join our President Barack Obama group . (Health Care & Gay Rights, Gay Marriage, Repeal DOMA &, Don't Ask Don't Tell)
http://groups. yahoo.com/ group/ObamaBiden 2008/join - Bearhug Submission - Roommates (Wrestling fiction)http://groups. yahoo.com/ group/BearhugSub mission_/ join(Your Yahoo Profile must have Age, Gender, Location before you apply for membership!) .
Take Action:
- Boycott "Whole Foods" Grocery Stores: Their CEO is against Health Care Reform. Also, Whole Foods is blocking unionization. Check out Trader Joe's instead. Due to the boycott & pressure from stockholders, their CEO has stepped down; But, remains on the Board. Further, Whole Foods has made no retraction of these anti-Healthcare reform comments & continues to support Republican agenda.
- Boycott Exxon OIL. Do not purchase their GAS. "Exxon scored as the worst company for the LGBT to work for!" In fact, before Exxon purchased Mobil Oil, Mobile had same gender partner benefits. Well, that changed for those employees when Exxon purchased Mobil - as same gender-partner benefits went out the door! Therefore, as we have choices, we don't need Exxon.
- Boycott advertisers of Glenn Beck on Fox News as well as all of FOX NEWS! Glenn has lied about Health-care, called our President a racist, and is anti-gay rights.
- We demand Health Reform to include affordable insurance for anyone with pre-existing illness. 45,000 Americans die each yr because they have no health insurance! Further, we must include non-Discriminatory legislation towards the LGBT community in this bill. The present senate version excludes this.
- Did you complete your Diet Journal today? Get it done!
- Did you do any physical activity? If not, make a point of it by tomorrow!
- It is our hope that these photos shall inspire you!
Today's Health/Excercise Tip:What's Eating You?As humans, we tend to get wrapped up in various things. Some of the things we focus on are noble and well worth our time and attention. However, many other things simply aren't worth either. Yet far too many people allow these inconsequential irritants to eat away at them as if they have no choice in the matter. Well, you do have a choice, and I'm here to encourage you to shift your attention and spend your energy more productively.
I know this is much easier said than done, and depending on what's eating you and how invested you have become in it, the way out will be easier for some than for others. But it all begins with making a mindful decision to stop obsessing on the insignificant and cease this self-abusing behavior. So if you find this message striking a little too close to home today, I suggest you take charge of these thoughts eating away at you and bring an end to this assault on your precious time. If you don't, what's eating you now may totally consume you later!
This group is called "Peckers PICS." The English - slang definition of "pecker" is to pluck at the truth. Therefore, we peck at items such as Gay Men's Health and Male Fitness, Gay (LGBT) Politics & Issues. In this section you may peck at each photo in order to decide the winner of the "war of the fittest!" Whereas, you should select the guy that may inspire you to exercise and "get fit!" Warning: This may stoke you!
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4. Marcel
5. Myles Hannaman
6. Bryan Ivan
7. Jesse Dilliard & Joey T
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9. Carlson Twins
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13. Zach Derr
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15. Bryan
16. Chris Mitchell
17. Brandon Scott Volz
18. James Ellis
19. Nate Ryder
20. Greek Wrestling
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21.Kamil Kumorek
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26. Scott Herman
27. Spartacus
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29.Mike Galizia
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39Phoenix Gay Pride / April 17, 2010
Phoenix Gay Pride / April 17, 2010
Pink pound loses its glow as more gay couples become parents
The way gay people spend their money is changing as they become parents and enter civil partnerships
Nick Baron, The Observer, Sunday 25 April 2010; Guardian UK
Could the pink pound be destined to go out of circulation? Although research suggests gay people, particularly men, still have plenty of disposable income, the introduction of civil partnerships and the increasing number of gay couples becoming parents seem to be changing the way many think about money.
According to research by gay market research company Out Now Consulting, homosexual men and women earned upwards of £81bn in 2007, while a separate survey by OMD Insight found that monthly spending by gay men on cosmetics was almost double that of straight men. It also found that 40% of gay people surveyed invested heavily in new technology, compared with 25% of heterosexuals and that gay consumers took an average of four flights a year compared to the straight person's three.
But society is changing, and assumptions about dependent-free gays are being challenged. In the three years to December 2008, nearly 34,000 same-sex unions were registered in the UK, while according to the Office for National Statistics, 170 children were adopted by same-sex couples in 2007 and 2008. In that same period 560 children were adopted by single people and, although the statistics don't reflect the sexuality of these adoptive parents, it is likely that at least some were gay or lesbian.
Out Now Consulting is about undertake the largest ever gay market research study across 14 countries, but it has already found signs that becoming a parent has a big impact on gay men's attitudes to spending. "The introduction of children into gay men's lives does impact on their lifestyle and expenditure habits," says the company's founder and CEO, Ian Johnson. "This is likely to become part of the lifestyle impacts affecting gay men."
Of those surveyed by Out Now for a 2008 study, those with children were less likely to splash out than their childless peers on international holidays and more than £100-worth of cosmetics a month.
But do gay people prepare sufficiently for children? Francis and Rob (who prefer to remain anonymous) found the expense of family life came as a shock. The civil partners last year adopted two children, a boy aged six and a girl aged five. Their lives have changed remarkably, not least financially. "Before, we were not careful with our money," says Rob. "We avoided being in debt, but in general spent a lot and saved little. We did a lot of travelling â€" our last holiday was in Bora Bora. Our biggest splurge was designer furniture by Ligne Roset and Hulsta." It didn't stop there, says Francis: "All my wardrobe was designer: McQueen, Dior, D&G …"
And now? "Raising children is more expensive than we expected," says Rob. "We need to economise a lot. Gay couples probably have higher standards on the items they buy for their children in terms of quality and design. Our savings are gone and we have no investments left. We have a reasonable pension, but it looks like we will have to work until we are old."
Even so, the couple were reluctant to let their financial situation affect their desire for a family, having always felt they could afford children if they changed their spending habits. "We shop at Zara now, instead of Selfridges."
Harry Housen, 34 and gay, has also learned the meaning of compromise when it comes to finances. He has agreed to father a child for a female friend, and the pair are ready to make their first insemination attempt. Previously, Housen used credit cards to support his expensive tastes.
Last year, however, when he considered buying a two-seater sports car, he realised that it wouldn't work with a young child. Harry has no choice but to save, and with a mortgage on a new three-bedroom house to pay, on top of a potential new arrival, his financial priorities have been reassessed.
"I will set up a fund for the child that he or she can get when they're 18 or 21 and that will hopefully pay for their studies, or a wedding. I've become really good at budgeting."
The IFA's advice
Stuart MacDonald, Managing Director of Balmoral Asset Management, believes there are certain steps that every adult, including gay men and women, who may have dependents in their future, should take to ensure those dependents are protected.Rule number is to protect income against long term illness. He says: "The solution is often an Income Protection (PHI) policy which would provide a regular monthly income until you are either fit to return to work or reach retirement age."
His second step would be a life insurance policy which, after repaying outstanding mortgages and any other debts, would also leave any dependents with reasonable provision for the future.
And then? "Having a will that is up to date should also be a given and it is a good idea to maintain an emergency savings account holding three to six months' net salary."
"Every gay and lesbian person who has been lucky enough to survive the turmoil of growing up is a survivor. Survivors always have an obligation to those who will face the same challenges."
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