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Health, Wellness, Exercise, Reflections:The Affordable Care Act and LGBT Americans
On March 23, 2010, President Obama signed the Affordable Care Act and set into motion an effort that will help give all Americans, including lesbian, gay, bisexual and transgender (LGBT) Americans, more control over their health care. Through these new reforms, LGBT Americans will have better access to stable, affordable health insurance and high quality health care.
New Coverage Options
There is some evidence suggesting that at least a portion of the LGBT community is disproportionately uninsured. This makes the new coverage options under the Affordable Care Act that much more important to them. The Affordable Care Act is making new coverage options available to Americans, including those without access to coverage through a domestic partner or employer and those with pre-existing health conditions:•Already, qualifying Americans who are uninsured due to a pre-existing health condition have access to health insurance at an affordable rate through Pre-Existing Condition Insurance Plans.
•Young adults are able to remain on a parent's health plan until they turn 26 if the plan covers dependent children and if coverage isn't offered to them through their job.
•In 2014, the Medicaid program will be expanded to cover Americans with income at or below 133% of the federal poverty level. This expansion will increase access to care for low-income adults.
•Also in 2014, Affordable Insurance Exchanges, new competitive insurance marketplaces, will be established where millions of Americans and small businesses will be able to purchase affordable coverage and have the same choices of insurance that members of Congress will have. Tax credits will help middle class families afford health insurance.New Patient Protections
New benefits will make it easier for consumers to get and keep their health coverage. For example, the Affordable Care Act prohibits insurance companies from refusing coverage to, or limiting the benefits of, children (under age 19) because of a pre-existing medical condition. In 2014, discriminating against anyone with a pre-existing condition will be illegal. And the law prohibits insurance plans from canceling an individual's coverage just because of a mistake on his or her paperwork.
LGBT individuals have encountered discrimination in the health care system for decades, and many studies have shown that LGBT people are affected by chronic disease at a higher rate than straight people. The new law has already made significant progress toward ending some of the worst insurance company abuses and helping ensure that LGBT Americans have access to coverage when they need it most. For example, the Affordable Care Act ends lifetime dollar limits on key benefits and restricts annual dollar limits until they are ended in 2014, allowing for long-term comprehensive treatment of chronic diseases.
In addition, the federal website designed to help all consumers find the health insurance best suited to their needs makes it easy to locate health insurers that cover domestic partners. HealthCare.gov now includes a "same-sex partner" filter, allowing same sex couples to eliminate plans which would not cover both people from the list of plans available in their area. Consumers looking for information on domestic partner coverage will also have access to HealthCare.gov's regular features, such as the ability to sort based on the enrollment, a plan's out-of-pocket costs or other categories. The same-sex partner filter is also available for small employers looking for information on the small group market.
Preventive Care for Better Health
The Affordable Care Act is taking significant steps toward improving access to preventive care. Non-grandfathered health plans now must cover recommended preventive care services without charging deductibles, co-payments or co-insurance.
In addition, the Affordable Care Act is funding preventive efforts for communities, including millions of dollars to use evidence-based interventions to address tobacco control, obesity prevention, HIV-related health disparities, better nutrition and physical activity. The Department of Health and Human Services is working with community centers serving the LGBT community to employ proven prevention strategies.
Improving Care and Fighting Disparities
The Affordable Care Act is making other investments that will help address health disparities experienced by the LGBT community. Funding is going toward building a more diverse and culturally competent health care workforce, as well as investing in community health centers to serve up to 20 million more patients. And through increased research and data collection on health disparities, policymakers will have the knowledge and tools they need to continue to address health issues in LGBT communities.
Small Business Tax Credits
The Affordable Care Act helps small business and small tax-exempt organizations afford the cost of providing health coverage for their employees. Americans who own a small business with fewer than 25 employees and provide health insurance may qualify for a small business tax credit of up to 35% (up to 25% for non-profits) to offset the cost of the insurance. This will make the cost to small employers of providing insurance much lower.
HIV/AIDS
Historically, people living with HIV and AIDS have had a difficult time obtaining private health insurance and have been particularly vulnerable to insurance industry abuses. Currently, fewer than one in five (17%) people living with HIV have private insurance and nearly 30% do not have any coverage. The Affordable Care Act makes it easier for people living with HIV/AIDS to get coverage through the Pre-Existing Condition Insurance Plans. The ban on pre-existing condition exclusions will extend to all Americans in 2014, along with expanded Medicaid eligibility, the creation of Affordable Insurance Exchanges, and new tax credits for middle class families to help them afford insurance.
People with HIV/AIDS also face barriers to obtaining care from qualified providers. Consistent with the goals of the President's National HIV/AIDS Strategy, the Affordable Care Act makes considerable strides in addressing these concerns and advancing equality for people living with HIV and AIDS. Investments in prevention, as well as improving care coordination, will help people living with HIV/AIDS get the treatment they need.
www.HealthCare.gov
To learn more about the new benefits and cost savings available visit www.HealthCare.gov. A first-of-its-kind website, HealthCare.gov helps consumers make informed decisions about health care coverage by offering easy-to-understand information about which health plans are available in a given area, how much they cost, what they cover, and additional information tailored to specific needs.
Posted on: January 25, 2011Last updated: February 7, 2012
Take Action:
- Boycott Bill O'Reilly and FOX News and their advertisers. Bill discussed a French commercial by McDonalds that was meant to show that McDonalds is Gay Friendly. Bill said what is next? Is McDonalds going to be Al-Qaida friendly as well? Imagine - Bill O'Reilly compares Gays to Al-Qaida! Further, Boycott Fox's Owner "Rupert Murcoch" and get him thrown in jail for illegal - Take Action:
political donations, corruption, greed, bribery, hacking! - Boycott Target, Best Buy, Gold's Gym - for donating money towards anti-gay political candidates/organizations. Update: (12/26/2010): Target is continuing to donate to anti-gay groups/causes/politicians. Update 03/08/11 - Lady Gaga Ends Target Partnership, Reportedly Over Target's Poor LGBT Stance. Update 3/25/2010 - Target displays their hypocrisy and Sues California Gay Rights Group for Lobbying Outside Stores. Target is attempting to block the LGBT right of free speech! STOP SHOPPING AT TARGET!!!!!!!!!!!!!!!!! Update 4/8/2011: Target lost its case to stop the LGBT from canvassing in front of their stores. A huge PR Disaster for TARGET! Perhaps Target should go out of business as they betrayed their investers and customer base. Target contributed massive funds to a politician who would like to exterminate gays. Now, Target can not stop us from Boycotting them, nor picketing, nor talking to customers near their stores; although, Target allows a anti-gay company such as the Salvation Army to stand outside their door and speak with customers and raise money. Isn't this a double standard?
- End DOMA (Defense of Marriage Act). Prevents Federal employees and Gays in the Military from gaining equal benefits. Prevents Gay Partners from gaining equal benefits.
- Pass a LGBT friendly ENDA (Employee Non-Discrimination Act). ENDA would prevent employment discrimination of LGBT workforce.
- Boycott Salvation Army as they will not hire Gays! "DO NOT DONATE TO THEM."
- BOYCOTT "Chick-fil-a" for donating money to anti-gay groups.
- BOYCOTT KOCH INDUSTRIES PRODUCTS- to include their products: Angel Soft toilet paper / Brawny paper towels / Dixie plates, bowls, napkins & cups / Mardi Gras napkins and towels / Quilted Northern toilet paper / Soft 'n Gentle toilet paper / Sparkle napkins / Vanity fair napkins / Zee napkins / Georgia-Pacific paper products & envelopes / All Georgia-Pacific lumber & building products (INVISTA Products) / Lycra / Stainmaster Carpet. The billionaire - Koch brothers are ultra republican - tea bag founders/supporters that do not support causes of the LGBT community.
- Boycott WALMART - The National Gay and Lesbian Task Force criticized Wal-Mart for denying employee benefits to same-s-x partners and for failing to prohibit discrimination based on gender identity. By comparison, the group said two other chain stores with a strong presence in New York, Costco and Walgreens, did much better.
- "Tune Out Trump", Boycott all Trump Hotel, casinos, holdings, The Apprentice and NBC Network! At CPAC, Trump said he is considering a run for president as a Republican. In a interview with the Des Moines Register, Trump added that he opposes all forms of legal recognition for gay couples, not just marriage. "They should not be able to marry," he said. So why does NBC keep the Apprentice when Donald Trump has stated he may run for president? After making racist remarks about Obama and recv'g public backlash, Trump decided not to run for president after NBC renewed his awful TV Show. How can NBC re-new the clown's show after he pulled such hateful shenanigans?
- Boycott Georgia for Execution of Troy Davis @ 11:08 EST, Sep 21, 2011:
Former US President and Former GA Gov. Jimmy Carter felt that TROY DAVIS should not be executed and deserved a re-trial. The Former Director of the FBI felt that TROY DAVIS Was Not Guilty! Do not drive through Goergia as it is dangerous. Do not fly via Atlanta. For your safety -Do not travel to GA. TELL YOUR COMPANY NOT TO PARTICIPATE IN A CONVENTION IN GA! "Georgia Executes Innocent People!"
And Now, Our War of the Fittest!
This group is called "Peckers Pics." The English - slang definition of "pecker" is to pluck at the truth. Therefore, we peck at items such as Gay Men's Health, Male Fitness, Gay (LGBT) Politics & Issues. In this section you may peck at each photo in order to decide the winner of the "war of the fittest!" Whereas, you should select the "Male Athlete" that may inspire you to exercise and "get fit!" Warning: This may stoke you!
Your participation in discussion of health / news articles - appearing in this message is greatly appreciated.
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Rio de Janeiro Pride; Oct 9, 2011
Stoked?
'White Collar's' Matt Bomer is a terrific actor gay or straight - and that's all that mattersRio de Janeiro Pride; Oct 9, 2011
Earlier pioneers like Ellen DeGeneres and Rosie O'Donnell helped lead the way on coming out
NEW YORK DAILY NEWS / D. Hinckley / February 14, 2012
Last Tuesday night my wife and I were watching "White Collar," and I remarked that Neal Caffrey, played by Matt Bomer, wears a hat really well.
She paused a moment and said, "Yes, he does. ... But I think I like it better when he doesn't."
Her point was that Bomer is, like, sooooooo cute, a point she's been making ever since we started watching the show, which is ever since she glanced at a then-new USA pilot I was screening and saw Matt Bomer and said, "Who's that?"
I suspect a lot of "White Collar" fans, male and female, have felt the same way about Bomer.
I further suspect almost none of them will feel any differently now that Bomer has publicly confirmed he is gay.
That's good news.
We haven't fully settled the whole sexual preference deal yet, as the gay marriage discussion proves. Complex personal and often religious beliefs are in play here.
But our progress is reflected in the way we react to hearing that some public figure in politics or entertainment or elsewhere is gay.
To a growing extent, we don't. It may get our attention, because we're nosy, but we also seem to be moving toward the idea it is his or her own business. Hallelujah.
Credit here goes to TV folks like Ellen DeGeneres and Rosie O'Donnell, who took a lot of flak when they came out. But because they did, it was easier a short time later for, say, Neil Patrick Harris.
Harris makes no secret of being gay. He also plays a straight man on the hit sitcom, "How I Met Your Mother."
So it's hard to imagine Neal Caffrey will now stop being credible as a seducer of beautiful women, which he does artfully on "White Collar."
That crossover wasn't an option for Rock Hudson when he was romancing Doris Day in those cotton-candy rom-coms of the 1960s. If word had gotten out that he was gay, he couldn't have landed a job as an extra in the crowd scenes of "Cleopatra."
From Tab Hunter to Richard Chamberlain, gay actors knew the truth was a deal-breaker -- and some actors say vestiges of that syndrome remain today.
Rupert Everett advised gay actors in 2009 to remain in the closet, saying that coming out could put a career at risk.
So yes, it's still an issue. But each time a Jonathan Groff plays a straight character and the world doesn't crumble, perhaps the issue fades a little more.
Talking about playing Neal Caffrey last year, Bomer said it's like any role: "You're slipping into someone else's skin."
You're acting.
"White Collar" works because it has great characters who are played well. We like them. What Matt Bomer does when he takes off Neal's hat doesn't matter.
Every gay and lesbian person who has been lucky enough to survive the turmoil of growing up is a survivor. Survivors always have an obligation to those who will face the same challenges."
....Jake
Urgent Notice: Our ObamaBiden2008 Group works hand - in - hand with Peckers PICS (Both groups were co-created to work with each-other). To prevent duplication of articles and questions, all members of this group are urgently recommended to join ObamaBiden2008 . We have the LGBT boycott list and discuss end of DADT, etc... There are 3 gay teen suicides in the USA - daily! There are Hate crimes against gay people. There are gay people who are fired over their sexual identity. There are gay people who died for our cause! These groups are focused towards Yahoo Members who sincerely care about LGBT rights and are interested in Gay Men's Health! Most important, we have a most critical election in 2012 that shall determine the future of LGBT rights and our health care (as many suffer from pre-existing illness)! Please Join Now!
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